# Expensify: pricing and assessment

> Expensify is one of the most widely adopted expense-report tools, known for SmartScan receipt capture and simple per-member pricing. The Collect plan targets small teams; Control adds policy enforcement and deeper accounting integrations (QuickBooks, NetSuite, Xero, Sage Intacct). Expensify Card usage and annual commitments are discounted separately — the card is advertised as saving up to 50%.

Data retrieved: 2026-09-22

Best for: Small-to-mid US teams that want fast receipt capture and per-member pricing without an ERP-scale rollout.

## Expensify pricing

Free for all members (New Expensify: unlimited SmartScan, mileage, expense reports and chat, no company approval needed). Collect is $5/member/mo. Control is custom-priced; Expensify's own estimate is from $9/active member/mo on an annual subscription with the Expensify Card, $18 without the card, and from $18 with the card or $36 without on pay-per-use. Annual commitments and Expensify Card usage are the discounts (card: up to 50% off).

| Plan | Price | Notes |
| --- | --- | --- |
| Free (New Expensify) | Free | For all members, no company approval needed: unlimited SmartScan, mileage tracking, expense reports, personal card import, chat. Reimbursements, corporate card management and approvals start on Collect. |
| Collect | $5/member/mo | Reimbursements (ACH), corporate card management, expense and travel approvals, travel booking, QuickBooks Online / Xero. |
| Control | Custom pricing (as low as $9/active member/mo) | Quote only. Expensify's published estimate: annual subscription from $9/active member/mo with the Expensify Card, $18 without; pay-per-use from $18 with the card, $36 without. Adds NetSuite, Sage Intacct and QuickBooks Desktop. |

Data retrieved: 2026-09-22 · Source: https://www.expensify.com/pricing — Prices change; verify on the vendor's own page before deciding.

## How Expensify compares

Anyone weighing Expensify is usually weighing something else at the same time. Below are only the differences we could verify against a source.

### Expensify vs Zoho Expense

Zoho Expense: Free for up to 3 users (20 receipt autoscans/user/mo, 5 GB storage, email support). Standard is $3/user/mo annual or $4/user/mo month-to-month; Premium is $5/user/mo annual or $6/user/mo month-to-month. Excludes local taxes.

- Issues cards: Expensify Yes / Zoho Expense No

Data retrieved: 2026-09-22

- [Full Expensify vs Zoho Expense comparison](https://agent-door.com/compare/expensify-vs-zoho-expense)

### Expensify vs Ramp

Ramp: Free plan at $0/user; Plus at $15/user/mo plus a team-size-based platform fee (20% off annually); Enterprise custom.

They match on every capability we verified — the decision comes down to pricing and fit.

Data retrieved: 2026-07-23 to 2026-09-22

- [Full Expensify vs Ramp comparison](https://agent-door.com/compare/ramp-vs-expensify)

## Strengths and trade-offs

### Strengths

- SmartScan receipt capture is fast and battle-tested at huge scale
- Low per-member entry price, and Expensify Card usage is advertised as saving up to 50%
- Collect plan billing counts every workspace member; Control bills only active users in a month

### Trade-offs

- Control is quote-only, so the advertised $9 is a floor rather than a price you can sign up at
- Primarily an expense tool — procurement, bill pay, and travel are thinner than all-in-one platforms
- No Japanese regulatory compliance features — US/global focus

Data retrieved: 2026-09-22

## At a glance

- Website: https://www.expensify.com
- Integrations: QuickBooks Online · QuickBooks Desktop · Xero · NetSuite · Sage Intacct
- Capabilities: JP Invoice System: not verified; JP E-Bookkeeping Act: not verified; Issues cards: Yes; SOC 2: not verified
- Sources: [1] https://www.expensify.com/pricing [2] https://costbench.com/software/expense-management/expensify/

Data retrieved: 2026-09-22

Other expense management options:

- [Ramp](https://agent-door.com/tools/expense-management/ramp)
- [Navan](https://agent-door.com/tools/expense-management/navan)
- [Zoho Expense](https://agent-door.com/tools/expense-management/zoho-expense)
- [Rakuraku Seisan (楽楽精算)](https://agent-door.com/tools/expense-management/rakuraku-seisan)
- [Money Forward Cloud Expense (マネーフォワード クラウド経費)](https://agent-door.com/tools/expense-management/moneyforward-expense)
- [TOKIUM (TOKIUM経費精算)](https://agent-door.com/tools/expense-management/tokium)

## Related pages

- [Best expense management tools](https://agent-door.com/tools/expense-management)
- [Zoho Expense pricing and review](https://agent-door.com/tools/expense-management/zoho-expense)
- [Ramp pricing and review](https://agent-door.com/tools/expense-management/ramp)
- [Expensify vs Zoho Expense](https://agent-door.com/compare/expensify-vs-zoho-expense)
- [Expensify vs Ramp](https://agent-door.com/compare/ramp-vs-expensify)
- [Expensify alternatives](https://agent-door.com/alternatives/expensify)
- [Ramp vs Navan](https://agent-door.com/compare/ramp-vs-navan)
- [Best electronic contract & e-signature tools](https://agent-door.com/tools/electronic-contract)

## Frequently asked questions

### How much does Expensify cost?

There is a free plan for all members, Collect is $5 per member per month, and Control is custom-priced — Expensify's own estimate starts at $9 per active member per month on an annual subscription with the Expensify Card. (expensify.com/pricing, retrieved 2026-09-22.)

### Is Expensify free?

For individual members, yes: the Free plan includes unlimited SmartScan, mileage tracking, expense reports and chat, with no company approval needed. What a business pays for — reimbursements, corporate card management, approvals and QuickBooks/Xero sync — starts on Collect at $5 per member per month. (expensify.com/pricing, retrieved 2026-09-22.)

### How much does Expensify cost without the Expensify Card?

On Control, twice as much. Expensify's published Control estimate is $9 per active member per month on an annual subscription with the card and $18 without it; on pay-per-use it is $18 with the card and $36 without. Collect is listed at $5 per member per month with no card condition stated. (expensify.com/pricing, retrieved 2026-09-22.)

### What does Expensify cost for a 10-person team?

On Collect, 10 members at $5 is $50 a month before any annual-commitment discount. On Control, billing counts only members active that month, so 10 active members runs from $90 a month (annual, with the Expensify Card) to $360 a month (pay-per-use, without it) at Expensify's published estimates — the quote decides where you land.

### Can we get Expensify cheaper than the list price?

Expensify discounts annual commitments and Expensify Card usage — the card is advertised as saving up to 50%. On Control the two stack: the annual-plus-card estimate ($9) is a quarter of pay-per-use without the card ($36). Control is still quoted, so the discount lands in the quote.

### Does Expensify issue corporate cards?

Yes. The Expensify Card is central to the pricing model — on Control it is what halves the per-member rate. Expensify's plan comparison also lists third-party card feeds and reconciliation, so existing cards are not locked out.

Data retrieved: 2026-09-22

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