Head-to-head
Rakuraku Seisan (楽楽精算) vs Money Forward Cloud Expense (マネーフォワード クラウド経費): which should you choose?
This is a flat-rate versus suite-bundle decision. Rakuraku Seisan charges a flat monthly fee (from ¥30,000 plus ¥100,000 setup) that becomes economical as headcount grows, with JP compliance certified out of the box. Money Forward Cloud Keihi starts far cheaper (from ¥2,480/month for one user, ¥4,480 for up to three, including the whole suite) and is strongest when its accounting product is your ledger — but Electronic Bookkeeping Act support costs extra. Roughly: under ~30 users on Money Forward accounting, choose Money Forward; larger, or on third-party accounting, model Rakuraku Seisan's flat fee.
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| Tool | Best for | Pricing | JP Invoice System | JP E-Bookkeeping Act |
|---|---|---|---|---|
| www.rakus.co.jp | Japanese companies that want a domestic standard: flat pricing, JP compliance built in, and broad local accounting integrations. | ¥100,000 initial fee + monthly fee from ¥30,000 (tax excluded); detailed user-count tiers via quote. source | ○ | ○ |
| biz.moneyforward.com | Japanese SMBs already using (or moving to) the Money Forward Cloud accounting suite. | One-person Corporation ¥2,480/mo (annual, 1 user); Small Business ¥4,480/mo (annual, ≤3 users); Business ¥6,480/mo (≤5 users) + ¥500/user beyond; e-bookkeeping option from ¥200/user. One month free, with no automatic rollover to a paid plan. source | — | ○ |
When to choose Rakuraku Seisan (楽楽精算)
Choose Rakuraku Seisan for headcounts where flat pricing wins: the ¥30,000+/month flat fee stops scaling with users, JIIMA-certified compliance is built in rather than an add-on, and it connects to a wide range of accounting packages — a fit for mid-sized companies with an existing accounting system they won't change.
When to choose Money Forward Cloud Expense (マネーフォワード クラウド経費)
Choose Money Forward Cloud Keihi if you're small or already on the Money Forward suite: entry pricing starts at ¥2,480/month for a one-person company and ¥4,480/month for up to three users, covering the whole business suite, expenses share one data layer with accounting and payroll, and per-user scaling (¥500/user past the base seats) stays cheap for small teams — budgeting for the e-bookkeeping option if you need it.
Frequently asked questions
- At what headcount does Rakuraku Seisan's flat fee beat per-user pricing?
- It depends on the tier your user count lands in — Rakus provides detailed tiers by quote. As a sanity check: Money Forward's Business plan with 60 users runs roughly ¥6,480 + 55×¥500 ≈ ¥34,000/month before options, which is already in the range of Rakuraku Seisan's entry flat fee.
- Do both support the Invoice System and Electronic Bookkeeping Act?
- Rakuraku Seisan supports both, with JIIMA certification for the Electronic Bookkeeping Act. Money Forward Cloud Keihi handles e-bookkeeping via its Corporate option (from ¥200/user) and above — verify the option cost in your total.
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