# Rakuraku Seisan (楽楽精算) vs Money Forward Cloud Expense (マネーフォワード クラウド経費): which should you choose?

> This is a flat-rate versus suite-bundle decision. Rakuraku Seisan charges a flat monthly fee (from ¥30,000 plus ¥100,000 setup) that becomes economical as headcount grows, with JP compliance certified out of the box. Money Forward Cloud Keihi starts far cheaper (from ¥2,480/month for one user, ¥4,480 for up to three, including the whole suite) and is strongest when its accounting product is your ledger — but Electronic Bookkeeping Act support costs extra. Roughly: under ~30 users on Money Forward accounting, choose Money Forward; larger, or on third-party accounting, model Rakuraku Seisan's flat fee.

Data retrieved: 2026-07-23 to 2026-08-25

| Tool | Best for | Pricing | JP Invoice System | JP E-Bookkeeping Act | Data retrieved |
| --- | --- | --- | --- | --- | --- |
| Rakuraku Seisan (楽楽精算) (www.rakus.co.jp) | Japanese companies that want a domestic standard: flat pricing, JP compliance built in, and broad local accounting integrations. | ¥100,000 initial fee + monthly fee from ¥30,000 (tax excluded); detailed user-count tiers via quote. (source: https://www.rakus.co.jp/rakurakucloud/seisan/price/) | ○ | ○ | 2026-08-20 to 2026-08-25 |
| Money Forward Cloud Expense (マネーフォワード クラウド経費) (biz.moneyforward.com) | Japanese SMBs already using (or moving to) the Money Forward Cloud accounting suite. | One-person Corporation ¥2,480/mo (annual, 1 user); Small Business ¥4,480/mo (annual, ≤3 users); Business ¥6,480/mo (≤5 users) + ¥500/user beyond; e-bookkeeping option from ¥200/user. One month free, with no automatic rollover to a paid plan. (source: https://biz.moneyforward.com/expense/price/) | — | ○ | 2026-08-18 to 2026-08-20 |

## When to choose Rakuraku Seisan (楽楽精算)

Choose Rakuraku Seisan for headcounts where flat pricing wins: the ¥30,000+/month flat fee stops scaling with users, JIIMA-certified compliance is built in rather than an add-on, and it connects to a wide range of accounting packages — a fit for mid-sized companies with an existing accounting system they won't change.

## When to choose Money Forward Cloud Expense (マネーフォワード クラウド経費)

Choose Money Forward Cloud Keihi if you're small or already on the Money Forward suite: entry pricing starts at ¥2,480/month for a one-person company and ¥4,480/month for up to three users, covering the whole business suite, expenses share one data layer with accounting and payroll, and per-user scaling (¥500/user past the base seats) stays cheap for small teams — budgeting for the e-bookkeeping option if you need it.

Data retrieved: 2026-07-23 to 2026-08-25

## Related pages

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## Frequently asked questions

### At what headcount does Rakuraku Seisan's flat fee beat per-user pricing?

It depends on the tier your user count lands in — Rakus provides detailed tiers by quote. As a sanity check: Money Forward's Business plan with 60 users runs roughly ¥6,480 + 55×¥500 ≈ ¥34,000/month before options, which is already in the range of Rakuraku Seisan's entry flat fee.

### Do both support the Invoice System and Electronic Bookkeeping Act?

Rakuraku Seisan supports both, with JIIMA certification for the Electronic Bookkeeping Act. Money Forward Cloud Keihi handles e-bookkeeping via its Corporate option (from ¥200/user) and above — verify the option cost in your total.

Data retrieved: 2026-07-23 to 2026-08-25

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