Head-to-head
マネーフォワード クラウド経費 vs TOKIUM経費精算: which should you choose?
The two bill on opposite axes, so the deciding number is your ratio of employees to monthly receipts. Money Forward charges per seat (¥6,480/month to 5 users, then ¥500 each), so a 30-person team is already around ¥18,980/month before options. TOKIUM charges by receipt volume with unlimited accounts, so that same 30-person team starts at the ¥10,000 base and rises only with how much they actually file — headcount is free. Money Forward wins small teams and anyone whose ledger is Money Forward Cloud; TOKIUM wins large headcounts with modest filing, and is the only one of the two that will physically take your originals. Two asymmetries to check before deciding: TOKIUM's per-receipt rates are quote-only, so you cannot model total cost from published figures alone, and we hold no sourced compliance flags for TOKIUM — Money Forward states Electronic Bookkeeping Act support (via the Corporate option), so verify TOKIUM's current status against your own 電子帳簿保存法 requirements directly.
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| Tool | Best for | Pricing | JP E-Bookkeeping Act |
|---|---|---|---|
マネーフォワード クラウド経費 biz.moneyforward.com | Japanese SMBs already using (or moving to) the Money Forward Cloud accounting suite. | Suite plans: Small Business ¥4,480/mo (annual, ≤3 users); Business ¥6,480/mo (≤5 users) + ¥500/user beyond; e-bookkeeping option from ¥200/user. source | ✓ |
TOKIUM経費精算 www.keihi.com | Japanese companies that want to eliminate paper-receipt handling entirely — including physical storage — with costs tied to volume, not headcount. | Base fee from ¥10,000/mo with unlimited accounts + per-receipt metered charges; receipt-collection box ¥3,000/mo; detailed rates via quote. source | — |
When to choose マネーフォワード クラウド経費
Choose Money Forward Cloud Keihi when the team is small and the ledger is already Money Forward. Entry pricing is ¥4,480/month (annual) for up to 3 users and ¥6,480/month for up to 5, expenses share one data layer with accounting and payroll, and receipt auto-capture is standard. Budget the Corporate option (from ¥200/user) if you need Electronic Bookkeeping Act support.
When to choose TOKIUM経費精算
Choose TOKIUM when headcount is high relative to receipt count, or when paper originals are the real problem. Accounts are unlimited on a base fee from ¥10,000/month with per-receipt metered charges, so adding staff costs nothing. Uniquely, originals can be mailed in (collection box ¥3,000/month) for digitisation, verification against the originals and physical storage, and transit-IC claims are free and unlimited.
Frequently asked questions
- Which is cheaper for 30 employees?
- On published figures Money Forward's Business plan runs ¥6,480 + 25×¥500 ≈ ¥18,980/month before options, while TOKIUM starts at its ¥10,000/month base with accounts unlimited. TOKIUM therefore has roughly ¥9,000/month of headroom at that headcount before per-receipt charges close the gap — but those rates are quote-only, so request them and multiply by your actual monthly receipt count before concluding.
- Do both support the Electronic Bookkeeping Act?
- Money Forward Cloud Keihi provides it through the Corporate option (from ¥200/user) and above, so include that in your total rather than assuming the base plan covers it. For TOKIUM we have not verified a sourced compliance flag and do not assert one — confirm the current certification status with the vendor directly.
- Can either one take our paper receipts off our hands?
- Only TOKIUM, on the sourced data. Originals can be mailed in via a collection box (¥3,000/month on top of the base fee) for digitisation, verification against the originals, and physical storage. Money Forward Cloud Keihi auto-captures receipt images as standard, but that is data capture — you keep custody of the paper.
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